{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "urn:orbiplex:schema:escrow-policy:v1",
  "title": "EscrowPolicy v1",
  "description": "Machine-readable schema for one trusted escrow policy binding a supervisory settlement node to an accountable organization in the host-ledger rail.",
  "type": "object",
  "additionalProperties": true,
  "x-dia-workflow": "project",
  "x-dia-status": "draft",
  "x-dia-basis": [
    "doc/project/40-proposals/016-supervised-prepaid-gateway-and-escrow-mvp.md",
    "doc/project/40-proposals/017-organization-subjects-and-org-did-key.md",
    "doc/project/50-requirements/requirements-007.md",
    "doc/project/50-requirements/requirements-008.md"
  ],
  "required": [
    "schema/v",
    "policy/id",
    "created-at",
    "federation/id",
    "escrow/node-id",
    "operator/org-ref",
    "settlement/unit",
    "confirmation/modes",
    "dispute/default-window-sec",
    "auto-release/default-sec",
    "partial-release/allowed",
    "status"
  ],
  "properties": {
    "schema/v": {
      "const": 1,
      "description": "Schema version."
    },
    "policy/id": {
      "type": "string",
      "pattern": "^escrow-policy:[a-z0-9][a-z0-9:-]*$",
      "description": "Stable identifier of the escrow policy."
    },
    "created-at": {
      "type": "string",
      "format": "date-time",
      "description": "Timestamp when the escrow policy became auditable."
    },
    "federation/id": {
      "type": "string",
      "minLength": 1,
      "description": "Federation scope in which the escrow policy applies."
    },
    "escrow/node-id": {
      "type": "string",
      "minLength": 1,
      "description": "Node currently serving the escrow supervisor role under this policy."
    },
    "operator/org-ref": {
      "type": "string",
      "pattern": "^org:did:key:z[1-9A-HJ-NP-Za-km-z]+$",
      "description": "Accountable organization operating the escrow policy."
    },
    "settlement/unit": {
      "const": "ORC",
      "description": "Internal settlement unit governed by this escrow policy in MVP."
    },
    "confirmation/modes": {
      "type": "array",
      "minItems": 1,
      "uniqueItems": true,
      "items": {
        "type": "string",
        "enum": ["arbiter-confirmed", "self-confirmed", "manual-review-only"]
      },
      "description": "Confirmation modes admitted by the escrow policy."
    },
    "dispute/default-window-sec": {
      "type": "integer",
      "minimum": 0,
      "description": "Default dispute window applied when a contract does not override it."
    },
    "auto-release/default-sec": {
      "type": "integer",
      "minimum": 1,
      "description": "Default auto-release delay applied after the relevant acceptance stage when a contract does not override it."
    },
    "partial-release/allowed": {
      "type": "boolean",
      "description": "Whether partial release is permitted under this escrow policy."
    },
    "arbiter/required-above-risk": {
      "type": "string",
      "enum": ["none", "medium", "high", "critical"],
      "description": "Minimum risk tier above which arbiter confirmation becomes mandatory under local policy."
    },
    "status": {
      "type": "string",
      "enum": ["active", "suspended", "retired"],
      "description": "Administrative lifecycle state of the escrow policy."
    },
    "suspended-at": {
      "type": "string",
      "format": "date-time",
      "description": "Timestamp when the escrow policy was suspended, if applicable."
    },
    "retired-at": {
      "type": "string",
      "format": "date-time",
      "description": "Timestamp when the escrow policy was retired, if applicable."
    },
    "notes": {
      "type": "string",
      "description": "Optional human-readable notes."
    },
    "policy_annotations": {
      "type": "object",
      "additionalProperties": true
    }
  },
  "allOf": [
    {
      "if": {
        "properties": {
          "status": {
            "const": "suspended"
          }
        },
        "required": ["status"]
      },
      "then": {
        "required": ["suspended-at"]
      }
    },
    {
      "if": {
        "properties": {
          "status": {
            "const": "retired"
          }
        },
        "required": ["status"]
      },
      "then": {
        "required": ["retired-at"]
      }
    }
  ]
}